Loan Insurance: important elements and insurance of a insurance credit

Borrowers eligible for a Lasko Loan

Borrowers eligible for a Lasko Loan

Anyone who has obtained a 0% loan and who joins Lasko can benefit from a Lasko loan. It is reserved for borrowers who live on their salary and who are first-time buyers in Moselle. This is a one-time social assistance. The borrower must therefore certify that he has never obtained a Lasko loan.

The insurance of a Lasko loan guarantees the risks:

  • Death and Total Disability
  • Temporary Invalidity of work with a deductible of 90 days
  • Temporary incapacity for work with a deductible of 90 days
  • Unemployment insurance (optional).

Which projects can benefit from a Lasko loan?

It could be the construction of new or old housing, be it a house or an apartment. The dwelling must be exclusively reserved for the principal residence of the borrower.

Loan insurance Lasko

Loan insurance Lasko

The Lagarde law allows you to take out other loan insurance than that presented to you by the lending institution. By taking advantage of this right, thanks to the competition of offers of insurance companies with the proposal of the bank, you can find a less expensive Lasko loan insurance and guarantees more adapted to your situation.

Our role is to put insurers in competition with you, in order to get you the best Lasko loan insurance contract on the market. This allows you to save even more money on the total cost of your credit. Know that if you are young, have a stable situation and do not pose any particular risk, you can save up to 20 000 USD!

Ask for a free quote from a consultant and optimize your loan insurance Lasko

The insurance of a Lasko loan guarantees the risks:

  • Death and Total Disability
  • Temporary Invalidity of work with a deductible of 90 days
  • Temporary incapacity for work with a deductible of 90 days
  • Unemployment insurance (optional).

Which projects can benefit from a Lasko loan?

Which projects can benefit from a Lasko loan?

It could be the construction of new or old housing, be it a house or an apartment. The dwelling must be exclusively reserved for the principal residence of the borrower.

Exclusion of the Lasko loan for financial transactions relating to:

  • Luxurious project
  • Multi-dwelling construction project
  • Rental investment (even partial)
  • Project for commercial, industrial or agricultural use.

Conditions for granting the Lasko loan

Conditions for granting the Lasko loan

  1. Become a member of the Lasko association
  2. Get a zero rate top-up loan
  3. To have complementary social loans (PASS, Employer, Official)
  4. Reasonable financing plan
  5. State maximum limited resources
  6. Personal contribution of 5%
  7. In case of indebtedness considered too important, justify a deposit
  8. Obtain a borrower insurance, and co-borrower to guarantee the loan Lasko